Jade Cash Advance is not a lender. Because of this, we are unable to confirm the exact APR rate that you will be charged. If you reached our site via a paid Google advert, you may have seen repayment terms ranging from 3 to 48 months, with illustrated rates from 4.95% to 35.99% for qualified customers (calculation consistent with the Truth In Lending Act, TILA). Although some providers offer rates from 5.99% up to 35.99%, such low APR rates are only available to certain customers. The repayment terms are for closed-end loan products and do not reflect all loan products offered in our network.
Jade Cash Advance is committed to ensuring that the lenders in our network adhere strictly to all applicable international, federal, state, and local regulations and laws, and provide fair credit practices within the industry.
Typically, this credit is associated with relatively high financial charges, rates, and fees. Consequently, the industry is heavily regulated at federal, state, and local levels. Moreover, the number of organizations, whether governmental or non-governmental, that oversee the agents in this industry and establish best practices and regulatory procedures continues to grow and evolve.
To apply for a loan, you must be 18 years or older. The APR rate you will be charged is set by the lender. This rate can vary based on the information you provide in your loan request and the information supplied by the lender. The lender will notify you of the APR they can offer you.
APR rates depend on your creditworthiness and are subject to change without notice, which could result in the rate and amount you pay back varying.
Once your application has been accepted by a lender, they will provide you with all the details related to the loan. This will include the APR, any associated loan finance charges, and all the terms you will be agreeing to. It is advisable to read all information provided by the lender to ensure you can make an informed decision before accepting a loan offer.
Jade Cash Advance refers consumers to trusted, reputable lenders who provide loan information and advice – we do not charge for this service.
If you borrowed $2,000 over a 12-month period with a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2,269.44. Including the 3% fee paid from the loan amount, the total cost would be $329.44. Representative APR: 29.82%.
If you borrowed $5,000 over a 48-month period with an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6,320.12. Including the 8% fee paid from the loan amount, the total cost would be $1,720.12. Representative APR: 18.23%.
(**) – Although some providers offer rates from 4.95% up to 35.99% APR, such low APR rates are only available to certain customers. The repayment terms are for closed-end loan products and do not reflect all loan products offered in our network.
Jade Cash Advance streamlines the loan process from start to finish, but we do not lend money ourselves. This also means we do not make any decisions on your request, cannot influence the lender’s decision, and are not privy to information regarding your fees, rates, APR, nonpayment rules, or renewal policy.
This website is an online service that connects borrowers like you with reliable lenders who are ready to meet your current financial needs.
All details, such as fees, rates, APR, nonpayment rules, and renewal policies, are specified in your loan agreement and depend on local regulations by state. We provide ample information to help you understand what a loan is, how it works, and how to use it wisely.
The service is free for you. We do not pressure you to accept the first available offer, allowing you to decline unsuitable options as long as you are completely satisfied with all terms and conditions. Our goal is to meet our clients’ financial interests.
Once your request is approved, the lender will make you an offer, including the fees and APR, as well as the terms of repayment and loan renewal options, if any. We encourage you to read the agreement carefully and weigh all pros and cons to avoid unpleasant financial situations.
Pay particular attention to non-payments that may result in additional fees, negative impacts on your credit score, and even collection activities. If you lack funds to repay the debt by the due date, immediately contact your lender to discuss how to handle the situation.
Some lenders may offer loan renewals. Remember that each lender has its own renewal policy, so we recommend reviewing it before accepting the offer.
If you need more information about your loan agreement, please address all questions directly to your lender. We are ready to answer only questions relevant to our service.
The disclosures described above are for informational purposes only and should not be regarded as legal advice.